10 Reasons Why You are not Rich

Many people assume they aren’t rich because they don’t earn enough money. If I only earned a little more, I could save and invest better, they say.

The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it’s how you treat money in your daily life.

The list of reasons you may not be rich doesn’t end at 10. Caring what your neighbors think, not being patient, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don’t understand, being financially afraid and ignoring your finances.

Here are 10 more possible reasons you aren’t rich:

You care what your car looks like: A car is a means of transportation to get from one place to another, but many people don’t view it that way. Instead, they consider it a reflection of themselves and spend money every two years or so to impress others instead of driving the car for its entire useful life and investing the money saved.

You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.

You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.

You started too late: The magic of compound interest works best over long periods of time. If you find you’re always saying there will be time to save and invest in a couple more years, you’ll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.

You don’t do what you enjoy: While your job doesn’t necessarily need to be your dream job, you need to enjoy it. If you choose a job you don’t like just for the money, you’ll likely spend all that extra cash trying to relieve the stress of doing work you hate.

You don’t like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed, but it will never make you rich. A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.

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Five Things You Can do to Take Charge of Your Career

With recent shortages in employment and with unemployment agencies in most States reportedly running out of funds, American workers are taking charge of their own careers and what they are doing to survive today’s economy may surprise you.

Aurora, IL (PRWEB) October 11, 2008 — With recent shortages in employment and with unemployment agencies in most States reportedly running out of funds, American workers are taking charge of their own careers and what they are doing to survive today’s economy may surprise you. Below are five things you can do to backup your current employment, and if you are currently unemployed you may still benefit from the information here.

1) Be prepared to engage in a major job search:
Career experts have always advised that if you feel threatened by job-loss you should up-date your resume, make sure that you have all your current skills and experience listed and then start your search. Recruiters are better able to place candidates that are still employed, since employment is one of the elements that make an individual what recruiters call a “Most Placeable Candidate” or an MPC.

Here are some tips:

• Update your resume.
• Contact recruiters or start contacting employers.
• If you plan to work with recruiters, try not to post your resume on every search engine. This will make you an active job-searcher and may reduce your chances of being placed by a recruiter.
• Submit your resume to the right sources. Make sure you are getting your resume in front of the hiring manager and not just sending it to a resume bank. The best way to do this is to call ahead of time and ask who is in charge of hiring for the particular position you are interested in.
• Follow-up. Make sure you call the contact person for the positions you applied to and find out the status of your applications. This is the one step that makes the difference between a high chance of success or failure in any job search.
• Finally, do not wait till you lose your job to start searching; start today.

Read more

Beware…

This happened yesterday when I got a notice of invitation to create a simple postcard. It is a fixed task, so the moment I faced my computer I send it to him but just after a few hours he returned it and I need to fix it. So I fixed it right away, taking my other task set aside first because I really wanted to do it right. So after sending the new file he send it again because I need to adjust the font and spaces. Again, I prioritize it and as I view it, it is really perfect and I know that I meet his requirements. After an hour he told me that he need to look for another person to do it and since it is really affecting my schedule I just told him to go ahead. It is really frustrating to know that there are clients who are like him. The task is so simple and I know that I made it perfect. He need to pay me $5 but since I never satisfy him I only got .01. Well, i don’t really need his penny and this time I am more careful on accepting new task. I know that he use my work but he just don’t want to pay me.

Jan. 18 homebased job

Growing online real estate company is looking for a skilled Administrative Assistant with previous online experience to help with member management, market research, and data entry and update. You will be working with me and with clients to ensure that the website is maintained and updated on a daily basis.

This is a job that requires and rewards resourcefulness, good judgment and initiative. Your good work will be highly appreciated and compensated.

Requirements for the job: Strong verbal and written communication skills, strong organizational skills, ability to take on multiple projects, excellent people skills, ability to learn quickly, reliable work equipment.

You will be working full-time Sat-Wed during US business hours.

If you are interested in applying, please send your resume and cover letter with your computer skills, your history of working with clients, your history conducting research.

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Want to be a Virtual Assistant? Like working from home? Want the ability to earn big income in a rapidly growing California based start-up company?

We are a Los Angeles based staffing company that provides Virtual Assistants and I.T. support services. We are looking for highly motivated, top-notch, Virtual Assistants to join our fast growing company. We pay better than anybody, so we hire only the very best.

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I am looking for a highly professional and detail oriented person to be my assistant. I am seeking someone interested in a long term relationship. Please do not apply if you just want to freelance.Hours are flexible but you should be accessible at least 3-4 hours EST daily. Send your resume as an attachment only if you can prepare press releases, customize and post to blogs, have excellent writing skills and versed with the internet. Will also be required to make calls so vonage or similar service would be a plus as you will need to set appointments. Successful applicant must be familar with making updates to web site as well as microsoft and mac.

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Note: Click the link for each ads to get more information.  

Jan. 2

To apply: click the highlighted words.

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Virtual assistant is needed to promote a website, establish links, place advertisements, place articles, conduct online research, develop leads, and undertake other internet based clerical and administrative assistant tasks.

Position requires familiarity with the Internet and reliable high speed access, EXCELLENT English skills, basic HTML skills, and familiarity with Microsoft office. (You do not need to be able to design web sites, BUT you do need to be able to code links make simple text edits in HTML code etc.)

Qualifications:
- have fast internet connection
- good at online recruiting, posting ads
- doing online research, writing articles
- familiar with social networking sites such as myspace, facebook,
- responsible and responsive
- creative
- good writing/editing skills
- some html & web experience is a plus

Pay is based on performance/per task. Your work will be well rewarded. Commission will be paid on results and links you place. Following satisfactory completion of a 30 day probationary period, proven performers will receive a pay increase. Payment every two weeks via Paypal or Xoom.

Interested? Email: visions4life@yahoo.com. Hurry! Send us your resume to visions4life@yahoo.com.

Urgently needed. Experienced outbound telemarketers who would generate residential/commercial sales for a 24/7 pest control company based in USA.
e-mail resume to accuratuspestsvcs@comcast.net or call 484-593-0244.

Dec. 17

Web Content Writer

We are looking for a copywriter who can create fresh web-site content for a company that offers custom software development, web 2.0 programming, and business analysis. The website needs to contain typical content, such as, company info, about us, services, etc. The following are some URLs for companies that do the same type of work.

 Parenting Freelance Writer

We are an Asian parenting magazine, and we are looking for freelancers all over Asia . Currently we cannot afford to pay more than 500 P for a 500 word article, but we expect our rates to increase over the next six months. In addition, we will publish your name in the article, which can be used in your portfolio. We will pay by paypal, as we are currently based in Malaysia .

Web Designers and Programmers

Our company has experienced tremendous growth this past couple of months. We have several projects that will need immediate attention. These projects are open to anyone or company willing to take on the accounts. We are a US based company and have a few full time staff in Manila.

Dec. 16 job

Homebased Customer Service

Inbound and Outbound available. Must have computer with high-speed internet connection with headset at home. Please send your resume.

Bookkeeper

ONLINE BOOKKEEPING POSITION
Our firm is a growing property investment, sales and home remodeling company located in Dallas, Texas (GMT -6). We are looking for a dynamic person to join our team of online contractors immediately. Please review the below qualifications and responsibilities. If you enjoy working online, during these hours, please contact us at your earliest convenience for further consideration.

QUALIFICATIONS:
* Associates degree or two college level coursework in accounting, business finance or related field required;
* Two or more years of strong accounts receivable and accounts payable experience required;
* Knowledge the following software applications: Quickbooks, Excel and Word;
* Excellent math and computing skills
* Experience analyzing and abstracting information from various sources;
* Accurate and detail-oriented with strong problem solving and investigative skills;
* Excellent data entry and word processing skills;
* Strong organizational, oral and written communication skills;
* Ability to work as an enthusiastic member of a team;
* Ability to work in a fast-paced environment with competing priorities;
* Ability to work US Central Time hours (GMT -6);
* Ability to solve practical problems while dealing with a variety of different situations, and interpret instructions furnished in written, oral and schedule form.
* Strong interpersonal and customer service skills;
* Must have good computer equipment and a quality internet connection (125 kbps upload, minimum – www.speedtest.net).

 Trade Show Writer

I need a writer who can draft sponsorship letters and other web content for our trade show website. Perfect grammar required.

Please submit resume and sample.

Virtual Assistant

Here is another opportunity to those who are looking for virtual assistant job..

VA

Duties: preparing reports, documents, spreadsheets, correspondence, letters, and memos.

Friday opportunity..

Online Researcher/Virtual Assistant

Need Professional Internet researcher/Virtual Assistant. Business education background a plus. Must be able to complete projects on time. Must be fluent in English. Part Time. Individuals only.

Seo Work

This job is for someone with experience with computers and SEO work.
If you dont know what SEO is you are not qualified for this job and you would be wasting both our time to contact us. The work is 60 hours a week flexible hours.

Here are the assets for this job:

- knowledge of SEO is a must
- Good to Excellent written English is a must
- ability to be efficient and work at a fast pace is an absolute must

- knowledge of PHP and MYSQL is an advantage
- knowledge of Linux Servers in an advantage

Writing medical letter

I am looking for individuals who would like to write medical referral letters and/or summary reports for an Optometrist. If you have experience in this field it would be ideal, but the proper candidate can be trained.

You must have a good command and verbal and written english and an understanding of the medical jargon used in Ophthalmology/Optometry would be an asset.

I would dictate the letters/summaries and I would email you the .wav files. You would type out the contents and email back a completed letter.